How to Apply for a PAG-IBIG Housing Loan (+Requirements)

Owning a house is one of the biggest dreams of every Filipino, and more often than not it would take more than ten years or sometimes, it would be impossible to save up for purchasing that dream home because of the country’s price inflation. 


Owning a house is one of the biggest dreams of every Filipino, and more often than not it would take more than ten years or sometimes, it would be impossible to save up for purchasing that dream home because of the country’s price inflation.

That dream house is no longer a dream but only requirements away with the help of PAG-IBIG.

What are the PAG-IBIG Housing Loan Requirements?


  • Of course, you need to be an active Pag-Ibig Member with at least 2 years or 24 months contribution. Now did you know you can actually sign-up up to three Pag-Ibig Member in one housing loan? Well, yes, as long as they have the first criteria, they’re eligible to co-loan the housing loan.

  • Should be not older than 65 years old when applying for the loan and shouldn’t be 70 years old at the maturity date. If you are, this voids your eligibility in getting your housing loan. So it would be best to avail your loan as legally young as you can.

  • You should have the capacity to pay, to determine how much loan your eligible depending on your monthly income, there is a Pag-Ibig Amortization Calculator you can check here.


These are just the basic requirements before you can apply for a PAG-IBIG loan, if you have all of these three, you’re good to go with proceeding with the other requirements:

You can view or download the pdf file Checklist of Requirements for PAG IBIG Housing Loan Fund here.


Checklist of Requirements for PAG IBIG Housing Loan Fund

Checklist of Requirements for PAG IBIG Housing Loan Fund 2


Here is the Pag-Ibig Housing Loan Application Form for your reference as well:  Get it here. Good luck with your venture for that dream home!


 

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